Personal Loans
Seacoast National Bank offers a wide range of personal loans. You may be able to get some of those things you've been putting off; home improvements, a new car, boat or swimming pool. Plus you'll get:
- Competitive rates and terms
- Outstanding loan balance of $10,000 or more qualifies you for our Direct Access Checking account
Home Equity Loans and Lines of Credit
When you’re looking for a loan, the equity in your home is an excellent source of funds. Your lending specialist at Seacoast National Bank can help you select the right loan for your individual needs.
Try our online calculator to determine how much you can afford, then complete our online application form or apply by phone!
| Features | Home Equity Loan | Home Equity Line of Credit |
|---|---|---|
| Loan Amount | Minimum $2,500 | Minimum $10,000 |
| Interest Rate | Fixed | Variable: interest computed on the average daily balance** |
| Term | Up to 15 years, based upon amount borrowed | Up to 15 years |
| Access | Funds disbursed at time of closing | Access via Home Equity Line Checks. Minimum check amount $100.00 |
| Fees | 1% fee | No fees up to $250,000 |
| Repayment | Fixed term and monthly payment over the life of the loan. Simple interest. | Minimum monthly payment required. Balloon payment may result. |
| Payment Options | Optional | Not Available |
** The annual percentage rate for a Home Equity Line of Credit may vary and is indexed to the Wall Street Journal Prime. The maximum APR for your line will not exceed 18%. All loans are subject to credit approval. Other fees may apply.
