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Mortgage Loan Calculator

How Much Can I Afford?

This calculator will give you an estimate of how much you are able to borrow based on your income, expenses and down payment. Please provide your gross monthly income in the left hand column. Enter your monthly payment amounts in the right hand column. Use the TAB key to move through the fields. Enter the amount you have for a down payment and choose one of the mortgage programs from the drop down box.

When choosing a mortgage program FRM refers to Fixed Rate Mortgage, ARM refers to Adjustable Rate Mortgage. For more information on programs please see our Mortgage Rate Page.

Below are three scenarios based on the percentage of your down payment. You may make adjustments to income, expenses, the down payment amount and the mortgage program to recalculate the three scenarios. After making adjustments press TAB or click anywhere on the page to automatically update the results below.

All calculations are an estimate. For more information please contact one of our Mortgage Professionals.

Tell us about your monthly income and monthly payments.

Base Income: Credit Cards:
Comm./Bonus: Auto Loans:
Dividends/Interest: Installment Loans:
Net Rental: Alimony/Child Supp.:
Other: Other:
Total: Total:

To calculate how much you can qualify for:

  1. Enter your down payment
  2. Choose a program from the drop down list
Down payment: Choose a Program:
 
 
You've picked this rate: Duration of rate: years.
Your APR is:    
 
5% Down Loan Amount:
Price:
Payment:
Taxes/Insurance:
Origination Fee:
 
10% Down Loan Amount:
Price:
Payment:
Taxes/Insurance:
Origination Fee:
 
20% Down Loan Amount:
Price:
Payment:
Taxes/Insurance:
Origination Fee:
 
This is not a commitment to lend. Rates are based on our current rates but do not include any adjustments that may be added on.
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